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Small Business Owners
Real bookkeeping, real returns, and a real person to call when QuickBooks is being weird again.
Humble, Texas · Hi, we're HG Tax
Tax, bookkeeping & the kind of money talk that actually makes sense.
We're Heather Garza and the HG Tax team — a small Texas firm built on real conversations, plain English, and the (occasionally bold) belief that doing your books shouldn't ruin a perfectly good Tuesday.
Zero
Jargon allowed
1:1
Always a real human
Year‑round
Not just April
Who we work with
Small businesses, big personalities, and humans who just want their taxes done.
If you're a person with a W‑2, an LLC, a side hustle, a food truck, a salon, a construction crew, or a growing company — there's a very good chance we'd get along.
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Self‑Employed & Freelancers
1099s, quarterly estimates, write‑offs you actually qualify for — handled without the mid‑year panic.
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Brand‑New Entrepreneurs
LLC, S‑corp, sole prop? We'll explain the difference in 60 seconds and help you pick the right one.
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Families & Individuals
Friendly personal returns with real conversations about life events, side income, and what's coming next year.
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Restaurants & Retail
Tip reporting, sales tax, payroll, COGS — the messy stuff handled the calm way.
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Trades & Service Businesses
Plumbers, contractors, salons, fitness pros — we speak your industry and your accounting.
Don't see your business listed? Call me anyway. Odds are very good we can help — and worst case I'll know somebody who can.
— Heather ✨
Why people stick around
We're tax people who actually like talking to people.
No phone trees. No "your call is important to us." Just Heather, the team, and the kind of straightforward help that turns a knot in your stomach into a quick answer.
We talk like humans.
If we use a tax term, we'll explain it. If we use a Texas idiom, you're on your own — but you'll figure it out.
We answer the phone.
Wild concept, we know. Calls and emails get a real reply from a real person, usually the same day.
We sweat the small stuff.
Every comma, every receipt, every quirky deduction — because the small stuff is usually where the savings live.
We're in it for the long haul.
Most of our clients have been with us for years. We grow with you, your business, and that next chapter.
What it's like to work with us
From "uh oh, taxes" to "okay, handled" — in five friendly steps.
No surprises, no pressure, no jargon. Just a clear path from wherever you are right now to where you'd really like to be (which, statistically, is "not thinking about this anymore").
Step 01
Say Hi
Book a free 20‑minute call. Tell us what's going on — the good, the bad, and the box of receipts.
Step 02
Get Organized
We pull everything into our secure portal. No more 'where did I save that?' moments.
Step 03
Make a Plan
A clear quote, a clear timeline, and a clear list of what we need from you. Promise.
Step 04
We Do the Work
Books, taxes, payroll, planning — handled. You get updates, never crickets.
Step 05
Stay in Touch
Big decision coming up? Pick up the phone. That's literally what we're here for.
QuickBooks ProAdvisorSecure Client PortalE‑Signature on ReturnsOnline AppointmentsPayroll LoginEncrypted Data Exchange
What we do
Tax, books, payroll, and the planning that ties it all together.
One firm, one friendly team, every part of your financial life. No bouncing between providers, no "that's not really our thing."
Tax Prep & Planning
Done right, done on time, done with you.
Personal and business returns, year‑round planning, and the kind of strategy that finds money you didn't know was there.
Tell me moreBookkeeping
Clean books without the cleanup panic.
Monthly bookkeeping you can actually understand, with reports that don't require a translator.
Tell me moreQuickBooks
Setup, cleanup, and the rescue mission.
Certified ProAdvisors who can untangle whatever QuickBooks adventure you're currently living through.
Tell me morePayroll Services
Pay your team. Pay the IRS. Go home.
Bi‑weekly payroll, direct deposits, tax filings — all handled, no spreadsheet shrines required.
Tell me moreBusiness Entity Selection
LLC? S‑corp? We've got opinions.
Pick the right structure from day one — and revisit it when your business grows up.
Tell me moreCash Flow Management
See what's coming before it gets here.
Forecasts and check‑ins so a slow month never feels like a surprise attack.
Tell me moreBusiness Valuation
What's your business actually worth?
Honest valuations for sales, partnerships, buy‑ins, and the conversations you're not quite ready to have yet.
Tell me moreBusiness Consulting
A friendly outside brain on speed dial.
Pricing, hiring, expansion, exit — bring us the question, we'll bring the spreadsheets.
Tell me moreDebt & Finance Advising
Get the debt off your back.
A grown‑up plan to pay things down, free up cash, and breathe a little easier.
Tell me moreWhat we believe
Your finances should feel less like a chore and more like a high‑five.
We started HG Tax because tax and accounting don't have to be stiff, scary, or snooze‑inducing. They can be warm. They can be clear. They can even be (whisper it) kind of fun when you understand what's going on.
That's the bar we hold ourselves to — every call, every return, every "wait, can you explain that part again?"
Friendly
Tax pros, not robots. You'll know our names. We'll know yours.
Clear
Everything in plain English. No homework you didn't sign up for.
Proactive
We poke you before deadlines — not after.
Loyal
Same people, same standards, every year.
Modern tools, no fuss
Everything secure, online, and one click from done.
We use the good stuff so you don't have to print, scan, fax, or mail anything. (Yes, we said fax. That used to be a thing.)
- Secure SmartVault client portal
- QuickBooks Online certified
- Encrypted document exchange
- E‑signature on every return
- Online appointment booking
- Direct deposit payroll
Heather's desk · 8:47 AM
Coffee on. Calculator out. Taco within arm's reach. Let's go.
Yes, that's a taco 🌮
Learning center
Tax stuff, explained like a friend would explain it.
Short reads on the questions clients ask us most — written by people who'd rather you understand the answer than feel impressed by the words.
A few helpful emails a quarter. Zero spam. Unsubscribe anytime, no hard feelings.
Small business
LLC vs. S‑corp: which one and when?
A 4‑minute read on picking (and switching) the right structure as your business grows.
Read more →Tax planning
Year‑end moves worth making in December
The handful of decisions that quietly save the most money before January 1.
Read more →Bookkeeping
How to make tax season painless (for next year)
Three habits to start in January that turn April into a non‑event.
Read more →Self‑employed
Quarterly estimates without the headache
How to calculate, when to pay, and what happens if you forget (spoiler: not the end of the world).
Read more →From Heather's desk
A few notes she'd want you to know:
I answer my phone.
Wild, I know.
No question is too "dumb."
Promise. 💛
Tacos > tax jargon.
Always.
Built in Humble.
Run with heart. 🤠
— H
Heather Garza, Founder & Lead Tax Pro
IRS Authorized · QuickBooks ProAdvisor
Meet the founder
Hi, I'm Heather. I genuinely love this stuff.
I built HG Tax & Financial Services because I kept hearing the same thing from small business owners: "My accountant never calls me back." Cool, cool — so I started a firm where we do.
We're based in Humble, Texas, and we work with all kinds of people — restaurant owners, contractors, salon owners, freelancers, families, first‑time founders. What ties them together? They want straight answers, a friendly voice, and a tax bill that didn't try to ruin their week.
Outside of work I'm usually with my family, hunting down the best taco in town, or trying to convince someone that bookkeeping is, in fact, romantic. (No luck yet.)
- Based in
- Humble, TX
- Serving
- TX & nationwide
- Vibe
- Friendly & fast
A few things I'm into
- Family time
- Tex‑Mex
- Tiny businesses with big dreams
- A clean P&L
Let's strike up a conversation
Coffee, questions, or a quick "is this normal?" — we're up for it.
Twenty minutes on the phone is usually enough to figure out if we're a good fit. No pressure, no sales pitch — just real talk about your numbers.
Humble, TX · info@hgtaxservice.com · Mon–Fri 9–5:30 CT